The Plain English Legal & Financial Library

Legal paperwork, explained like a human wrote it.

Short, honest PDF guides that take the documents running your life — wills, leases, LLC filings, credit reports, divorce settlements — and say what they actually mean. No billable hours. No Latin.

Nathan Cross, Author. · Common questions

What every guide doesbefore / after
As written

The Testator hereby devises, bequeaths and gives all the rest, residue and remainder of the Testator's estate, of whatsoever kind and wheresoever situate, unto the Trustee, to hold in trust per stirpes.

In plain English

Whatever is left over after specific gifts goes into a trust for your kids. If one of them dies first, their share goes to their children.

The library

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Front cover of the The Complete Library — the complete set of Cross Legal Press plain-English guides

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Another sentence, translated

Forming Your LLC the Right Way, the First Timebefore / after
As written

The Members shall not be liable for the debts, obligations or liabilities of the Company, whether arising in contract, tort or otherwise, solely by reason of being a Member thereof.

In plain English

Company debts are the company's problem, not yours personally — as long as you keep the company's money and your money separate.

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Common questions about wills, LLCs, leases and credit

Whether these count as legal advice, how state law changes the answer, how delivery works, and what happens if you need a refund.

Cross Legal Press

Stop pretending you understood the contract.

Five guides, written in the language you actually think in. New titles added regularly.