About the Author

Nathan Cross

Nathan Cross started the Plain English Legal & Financial Library on a simple observation: the gap between what a lawyer or a CPA charges to explain something and what a person actually needs to understand to make a good decision is enormous — and almost nobody was writing to close it.

Most legal and financial guidance sits at one of two extremes. Either it's a blog post that oversimplifies to the point of being useless, or it's written for other professionals and assumes knowledge most readers don't have. Cross's books are built for the space in between: thorough enough to actually prepare someone to form an LLC, fund a trust, or negotiate a divorce settlement, but written in sentences a reader can act on without a law degree.

Every title in the library follows the same method — start from the actual governing documents (state statutes, IRS guidance, standard-form contracts), identify where people consistently get it wrong or get taken advantage of, and build the book around preventing exactly that. The appendix forms in each guide aren't generic templates pulled from a legal forms website; they're built to match the chapter that precedes them.

Cross is not a law firm and these books are not legal advice — they're what he believes a reader should know before they walk into a lawyer's office, so that conversation is shorter, cheaper, and better informed.

The library

Titles by Nathan Cross

  1. Estate Planning Without the Law Degree—Wills, trusts, and beneficiaries — explained without the Latin.
  2. Forming Your LLC the Right Way, the First Time—Formation, operating agreements, and the filings people forget.
  3. Divorce and Your Finances: What Actually Happens—Assets, debt, support, and the paperwork nobody warns you about.
  4. Fixing Your Credit Without the Scams—Disputes, timelines, and why credit repair companies mostly sell hope.
  5. Being a Landlord—Leases, deposits, repairs, and the rules that bite back.
  6. Denied? The Pet Insurance Appeal Kit—A step-by-step guide and 12 ready-to-use letters for US pet owners challenging a denied or underpaid pet insurance claim.
  7. Stay Open: Run a Profitable Amazon Seller Account Without Getting Deactivated—A plain-English playbook for opening an Amazon seller account correctly, pricing for real profit, and keeping the account in good standing year after year.
  8. Reinstated: Appeal an Amazon Seller Deactivation and Recover Your Inventory and Funds—A step-by-step guide to reading a deactivation notice, writing a Plan of Action built to Amazon's stated criteria, and getting your goods and money back if the account is not restored.
  9. Hands-Off: Scale an Amazon Business Into a System That Runs Without You—A practical guide to turning a working Amazon store into an owner-light business: durable products, a protected brand, inventory on rules, written procedures and safe delegation.